*{box-sizing:border-box}body{margin:0;background:#f7f9fc;color:#16253b;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#08649b}header{background:#102640;color:white}header .wrap{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:19px 24px}.brand{font-weight:800;letter-spacing:.035em;color:white;text-decoration:none;font-size:18px}nav{display:flex;gap:18px;flex-wrap:wrap}nav a{color:#dbe8f5;text-decoration:none;font-size:14px}nav a:hover,nav a[aria-current]{color:#8ed3f7}main{min-height:70vh}.wrap{max-width:1120px;margin:auto;padding:0 24px}.hero{background:linear-gradient(120deg,#102640,#17547b);color:white;padding:78px 0}.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:12px;font-weight:750;color:#7fd2fa}.hero h1{font-size:clamp(33px,5vw,56px);line-height:1.13;max-width:830px;margin:15px 0}.hero p{font-size:19px;max-width:760px;color:#e0edf7}.btn{display:inline-block;background:#007cb9;color:white;border:0;border-radius:8px;padding:12px 19px;font-weight:700;text-decoration:none;cursor:pointer}.hero .btn{background:#fff;color:#103552}.section{padding:54px 0}.section h2{font-size:30px;line-height:1.2}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.panel{background:white;border:1px solid #dae3ec;border-radius:12px;padding:25px;box-shadow:0 3px 12px #122f4910}.panel h3{margin-top:0}.muted{color:#4d6175}.notice{border-left:4px solid #2683ac;padding:18px 22px;background:#edf6fa;border-radius:5px}.steps{counter-reset:step;display:grid;gap:14px}.step{background:white;border:1px solid #dae3ec;border-radius:10px;padding:20px 24px}.step strong{display:block}.form{max-width:760px;background:white;padding:28px;border:1px solid #d9e3ec;border-radius:12px}.field{display:grid;gap:5px;margin:0 0 16px}label{font-weight:650}input,select,textarea{font:inherit;width:100%;padding:10px 12px;border:1px solid #9cafc0;border-radius:6px}textarea{min-height:105px}.small{font-size:13px;color:#53677b}.check{display:flex;align-items:flex-start;gap:9px}.check input{width:auto;margin-top:6px}.status{margin-top:14px}.status.error{color:#9a2c2c}.status.ok{color:#176a4d}footer{background:#102640;color:#d8e3ee;padding:24px 0;font-size:13px}footer a{color:#d8e3ee}.hp{position:absolute;left:-10000px;opacity:0}@media(max-width:740px){header .wrap{display:block}nav{margin-top:15px}.grid{grid-template-columns:1fr}.hero{padding:48px 0}}
.alt{background:#eaf1f6}.section p{max-width:950px}nav{gap:13px}nav a{font-size:13px}.section .btn{margin-top:12px}.section h2:not(:first-child){margin-top:36px}

.hero .hero-tagline{font-weight:750;color:#fff;font-size:18px;margin-top:20px}.compact-intro{background:#eef5fa}.compact-intro h2{margin-top:0}.lead-phrase{font-size:22px;color:#143b59}.hero strong{color:#fff}

/* Visual recovery: preserve MCIC baseline palette and layout; integrate selected logo only. */
.brand{display:inline-flex;align-items:center;gap:10px;min-width:220px;line-height:1.15;letter-spacing:normal}
.brand-logo{width:46px;height:46px;object-fit:contain;flex-shrink:0}
.brand-lines{display:flex;flex-direction:column;gap:4px}
.brand-primary{font-size:18px;letter-spacing:.055em;font-weight:800;color:#fff}
.brand-secondary{font-size:10px;letter-spacing:.07em;font-weight:600;color:#dbe8f5}
header .wrap{flex-wrap:wrap}
@media(max-width:740px){.brand-logo{width:40px;height:40px}.brand-primary{font-size:16px}}

/* Compact information-forward presentation; brand prominence retained on every page. */
header .wrap{padding-top:12px;padding-bottom:12px;gap:12px 22px}
.brand{gap:14px;min-width:260px}
.brand-logo{width:68px;height:68px;object-fit:contain}
.brand-primary{font-size:26px;letter-spacing:.045em;line-height:1.1}
.brand-secondary{font-size:13px;letter-spacing:.075em;font-weight:750}
nav{gap:12px}nav a{font-size:13px}
.hero{padding:32px 0 36px}
.hero h1{font-size:clamp(28px,3.6vw,43px);max-width:940px;margin:9px 0 12px}
.hero p{font-size:16px;line-height:1.55;margin:8px 0;max-width:900px}
.hero .eyebrow{font-size:11px}
.hero .hero-summary{font-size:17px;max-width:850px}
.hero-actions{display:flex;gap:20px;align-items:center;flex-wrap:wrap;margin-top:16px}
.hero-link{color:#fff;font-weight:700;text-decoration:underline;text-underline-offset:4px}
.section{padding:32px 0}
.section h2{font-size:clamp(23px,2.7vw,28px);margin:0 0 12px}
.section p{margin:9px 0 14px}
.panel{padding:18px}
.panel h3{font-size:18px;margin:0 0 8px}
.panel p{font-size:15px;line-height:1.5}
.overview{background:#fff;scroll-margin-top:12px}
.overview-lead{max-width:900px}
@media(max-width:740px){header .wrap{display:block;padding-top:10px;padding-bottom:12px}.brand{min-width:0}.brand-logo{width:58px;height:58px}.brand-primary{font-size:22px}.brand-secondary{font-size:11px}nav{margin-top:12px;gap:9px 15px}.hero{padding:26px 0 30px}.section{padding:26px 0}}

/* Approved urgency message and discoverable compact pages — Nov 2026 */
.hero{padding:25px 0 27px}
.hero h1{font-size:clamp(27px,3.3vw,40px);line-height:1.12;margin:8px 0 7px;max-width:1000px}
.headline-accent{color:#a9e4ff}
.hero .hero-question{font-size:clamp(18px,2vw,23px);font-weight:750;color:#fff;margin:7px 0 10px}
.hero .hero-consequence{font-size:16px;line-height:1.48;max-width:1020px;margin:6px 0}
.hero .hero-urgency{font-size:15px;line-height:1.45;max-width:1020px;color:#d9eafa;margin:6px 0 10px}
.hero-value{border-left:3px solid #7fd2fa;padding:6px 0 6px 14px;margin:9px 0 5px;max-width:1050px}
.hero-value>strong{font-size:16px;color:white}
.hero .hero-value p{font-size:14px;line-height:1.45;margin:4px 0 0;color:#e4eff8}
.hero-actions{margin-top:12px;gap:12px 20px}
.hero-actions .btn{padding:10px 15px}
.page-continuation{display:inline-block;margin-top:9px;font-size:14px}
#page-details{scroll-margin-top:12px}
@media(max-width:740px){.hero{padding:23px 0 25px}.hero h1{font-size:clamp(27px,6vw,34px)}.hero .hero-consequence{font-size:15px}.hero .hero-urgency{font-size:14px}.hero .hero-value p{font-size:14px}}

/* Approved follow-up: compact one-line desktop headline; natural wrapping on narrow screens. */
@media (min-width: 1024px) {
  .hero h1 {font-size:clamp(25px,2.55vw,32px);max-width:none;letter-spacing:-.025em;}
}
@media (min-width: 741px) and (max-width:1023px) {
  .hero h1 {font-size:clamp(25px,3vw,30px);max-width:none;}
}
.hero {padding-top:20px;padding-bottom:22px;}

/* FAQ & Resources — compact, accessible content */
.faq-item{background:#fff;border:1px solid #d9e3ec;border-radius:9px;margin:9px 0;padding:0 18px}.faq-item summary{cursor:pointer;font-weight:700;padding:13px 0}.faq-item p{margin:0 0 15px}.table-scroll{overflow-x:auto}.mcic-table{border-collapse:collapse;background:#fff;width:100%;min-width:690px}.mcic-table th,.mcic-table td{border:1px solid #d9e3ec;padding:12px 14px;text-align:left;vertical-align:top}.mcic-table th{background:#153a5a;color:#fff}.mcic-table td{font-size:14px;line-height:1.5}nav{gap:10px}nav a{font-size:12px}

/* Guided inquiry — compact and accessible */
.inquiry-guidance{font-size:14px;line-height:1.5;color:#274965;background:#edf6fc;border-left:3px solid #3b96c3;padding:9px 12px;margin:9px 0 0!important}.inquiry-help{padding:13px 16px;background:#f2f7fb;border:1px solid #d7e5ef;border-radius:9px;margin:12px 0 17px}.inquiry-help h3{margin:0 0 5px;font-size:17px}.inquiry-help p{margin:0;font-size:14px;line-height:1.5}

/* Final restrained readability pass: short, scannable bullets only. */
.scan-list{margin:10px 0 17px;padding-left:1.35rem;max-width:850px;list-style:disc}
.scan-list li{padding-left:.18rem;margin:5px 0;line-height:1.48}
.scan-list li::marker{color:#267da7;font-size:.88em}
@media(max-width:650px){.scan-list{margin:8px 0 14px;padding-left:1.2rem}.scan-list li{margin:5px 0}}

/* Step 6C: isolated homepage visual prototype. Existing site-wide styles retained. */
.hero-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(340px,.85fr);align-items:center;gap:38px}
.hero-copy{min-width:0}.hero-visual{min-width:0;background:linear-gradient(145deg,#0a223a,#102f4b);border:1px solid #397395;border-radius:18px;padding:18px;box-shadow:0 22px 50px #06192b50;position:relative;overflow:hidden}
.hero-visual:before{content:"";position:absolute;width:210px;height:210px;right:-100px;top:-100px;background:#168bb63b;filter:blur(45px);pointer-events:none}
.visual-heading{display:flex;justify-content:space-between;align-items:center;gap:8px}.visual-kicker{font-size:10px;letter-spacing:.13em;color:#91d7f3;font-weight:800}.visual-mark{font-size:11px;color:#e4f6ff;font-weight:800}.hero-visual svg{display:block;width:100%;height:auto;position:relative}.visual-note{font-size:11px!important;line-height:1.4!important;color:#b8d3e5!important;text-align:center;margin:0!important}
.hero-layout .hero h1,.hero-layout h1{font-size:clamp(30px,3.15vw,43px);line-height:1.14;max-width:650px}.hero-layout .hero-consequence,.hero-layout .hero-urgency{max-width:650px}.hero-layout .hero-value{max-width:650px}.hero-layout .hero-actions{margin-top:18px}.hero{padding-top:38px;padding-bottom:40px}.overview .grid{gap:18px}.capability-panel{border-top:3px solid #2485ad;position:relative}.capability-panel:before{content:attr(data-number);display:block;font-size:12px;letter-spacing:.14em;font-weight:800;color:#227fa5;margin-bottom:9px}.capability-panel a{font-weight:700}
@media(max-width:940px){.hero-layout{grid-template-columns:1fr;gap:22px}.hero-visual{max-width:600px}.hero{padding:30px 0}.hero-layout h1{max-width:900px}}
@media(max-width:600px){.hero-visual{padding:10px;border-radius:12px}.hero-layout{gap:20px}.hero{padding:24px 0 28px}.hero-layout h1{font-size:clamp(28px,6vw,36px)}}
@media(prefers-reduced-motion:reduce){.hero-visual *{animation:none!important;transition:none!important}}

/* Step 6C-2: compact homepage-only composition; all other pages unchanged. */
@media(min-width:941px){
  .hero{padding-top:21px;padding-bottom:24px}
  .hero-layout{grid-template-columns:minmax(0,1.32fr) minmax(330px,.88fr);gap:26px;align-items:center}
  .hero-layout h1{font-size:clamp(29px,2.55vw,36px);line-height:1.1;margin:7px 0 8px}
  .hero-layout .hero-question{font-size:clamp(18px,1.55vw,21px);margin:6px 0 8px}
  .hero-layout .hero-consequence{font-size:14px;line-height:1.4;margin:5px 0}
  .hero-layout .hero-urgency{font-size:13px;line-height:1.38;margin:5px 0}
  .hero-layout .hero-value{padding:4px 0 4px 12px;margin:8px 0 4px}
  .hero-layout .hero-value>strong{font-size:14px}
  .hero-layout .hero-value p{font-size:12.5px;line-height:1.4}
  .hero-layout .hero-actions{margin-top:12px}
  .hero-visual{padding:13px 14px 10px;border-radius:15px}
  .hero-visual svg{max-height:248px}
  .overview{padding-top:24px}
  header .wrap{padding-top:10px;padding-bottom:10px}
}
@media(max-width:940px){.hero-visual svg{max-height:270px}.hero-visual{width:100%}}

/* Step 6C-3: single-line desktop headline above compact two-column hero. */
@media(min-width:1200px){
 .hero{padding-top:14px;padding-bottom:19px}
 .hero-layout{grid-template-columns:minmax(0,1.35fr) minmax(350px,.9fr);column-gap:30px;row-gap:9px;align-items:center}
 .hero-intro{grid-column:1/-1;min-width:0}
 .hero-intro h1{font-size:clamp(25px,2.35vw,36px);max-width:none;white-space:nowrap;letter-spacing:-.035em;line-height:1.12;margin:6px 0 0}
 .hero-intro .eyebrow{font-size:11px}
 .hero-copy .hero-question{margin-top:2px}
 .hero-visual{transform:translateY(10px)}
 .overview{padding-top:18px}
}
@media(min-width:941px) and (max-width:1199px){
 .hero-intro{grid-column:1/-1}
 .hero-intro h1{font-size:clamp(25px,2.5vw,31px);max-width:none;margin:4px 0}
 .hero-layout{row-gap:10px}
}
@media(max-width:940px){
 .hero-intro{grid-column:1}
 .hero-intro h1{font-size:clamp(27px,5vw,38px);line-height:1.15}
}

/* Step 6D — homepage-only content visual system. Hero remains unchanged. */
.overview .grid{align-items:stretch}
.overview .capability-panel{padding:22px 22px 20px;border:1px solid #d5e5f0;border-top:3px solid #2485ad;box-shadow:0 9px 24px rgba(18,50,75,.055)}
.capability-identity{display:flex;align-items:center;justify-content:space-between;margin-bottom:13px}
.capability-glyph{display:grid;place-items:center;width:43px;height:43px;border-radius:12px;background:#e5f5fc;color:#176a91;font-size:28px;font-weight:700;line-height:1}
.capability-index{font-size:12px;letter-spacing:.13em;font-weight:800;color:#5086a3}
.capability-panel:before{display:none}
.capability-panel h3{margin-top:0}
.capability-panel a{display:inline-block;margin-top:5px}
.mcic-layout{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(270px,.8fr);gap:34px;align-items:center}
.mcic-copy>*:first-child{margin-top:0}
.mcic-visual{background:linear-gradient(145deg,#102d48,#174968);color:#fff;border-radius:15px;padding:22px;box-shadow:0 12px 28px rgba(11,37,59,.12)}
.mcic-visual-label{font-size:11px;letter-spacing:.13em;font-weight:800;color:#8dddf6;margin-bottom:16px}
.mcic-step{display:flex;gap:13px;align-items:center;background:#ffffff10;border:1px solid #78bdd555;border-radius:9px;padding:12px}
.mcic-step-no{color:#8dddf6;font-size:12px;font-weight:800}
.mcic-step strong{display:block;font-size:15px}.mcic-step small{display:block;color:#c7dfed;font-size:12px;margin-top:2px}
.mcic-step-accent{border-color:#6acde6;background:#1e5a75}
.mcic-connector{text-align:center;color:#80d9f5;font-size:17px;line-height:1.5}
.mcic-result{text-align:center;border-top:1px solid #5a8ca5;margin-top:15px;padding-top:14px;font-size:13px}
.mcic-visual-note{font-size:11px!important;color:#c2dce9!important;text-align:center;margin:9px 0 0!important}
.exposure-panel{border-left:3px solid #3b90b4;background:linear-gradient(180deg,#fff,#f6fbfe);position:relative}
.exposure-panel:before{content:attr(data-number);display:block;font-size:12px;letter-spacing:.12em;font-weight:800;color:#277fa6;margin-bottom:8px}
.scope-section .wrap{border-left:4px solid #2788af;padding-left:24px}
.scope-checks{list-style:none;padding-left:0}
.scope-checks li{position:relative;padding-left:26px;margin:9px 0}
.scope-checks li:before{content:'✓';position:absolute;left:0;color:#167c9b;font-weight:800}
@media(max-width:850px){.mcic-layout{grid-template-columns:1fr}.mcic-visual{max-width:520px}}
@media(max-width:600px){.overview .capability-panel{padding:17px}.mcic-visual{padding:17px}.scope-section .wrap{padding-left:16px}}

/* Step 6E: original illustrated homepage system. Hero intentionally untouched. */
.overview .grid,.section .grid{gap:18px}
.impact-illustration{overflow:hidden;border-radius:12px;background:#eaf6fc;line-height:0;border:1px solid #d6eaf3}
.impact-illustration img,.scope-premium-art img{display:block;width:100%;height:auto}
.overview .capability-panel{padding:16px 18px 19px;overflow:hidden;display:flex;flex-direction:column;gap:0;transition:box-shadow .2s ease,transform .2s ease}
.overview .capability-panel:hover,.exposure-panel:hover{box-shadow:0 16px 32px rgba(14,49,76,.12);transform:translateY(-2px)}
.capability-art{margin:0 0 17px}.capability-panel h3{font-size:20px;line-height:1.25}.capability-panel p{flex:1}.capability-panel a{margin-top:auto}
.exposure-panel{padding:16px 18px 20px;display:flex;flex-direction:column;transition:box-shadow .2s ease,transform .2s ease;border:1px solid #d3e4ef;border-top:3px solid #2d91b3}
.exposure-panel:before{display:none}.exposure-art{margin-bottom:15px}.exposure-panel h3{font-size:19px}
.mcic-layout{grid-template-columns:minmax(0,1.05fr) minmax(340px,.95fr);gap:36px}
.mcic-visual-premium{background:radial-gradient(circle at 85% 0%,#226b86 0%,transparent 42%),linear-gradient(140deg,#102b45,#123d5b);padding:26px 28px;border:1px solid #3b7898;box-shadow:0 24px 42px rgba(8,34,55,.18)}
.mcic-visual-premium .mcic-step{border-radius:12px;padding:15px 18px;background:#ffffff0c;box-shadow:inset 0 1px #ffffff18}
.mcic-visual-premium .mcic-step-no{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:#287fa0;color:#fff;flex-shrink:0}
.mcic-visual-premium .mcic-connector{font-size:23px;line-height:1.25}
.mcic-visual-premium .mcic-result{background:#e0f5fb;color:#123c57;border-radius:10px;padding:14px;margin-top:18px;font-weight:600}
.scope-section .wrap{border-left:0;padding-left:0}
.scope-premium-layout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(280px,.8fr);align-items:center;gap:42px}
.scope-premium-art{border-radius:18px;overflow:hidden;border:1px solid #cce4f0;box-shadow:0 15px 32px #123c581a;background:#e7f5fc}
.scope-premium-copy h2{margin-top:0}
@media(max-width:850px){.mcic-layout,.scope-premium-layout{grid-template-columns:1fr}.scope-premium-art{max-width:550px}}
@media(max-width:650px){.overview .capability-panel,.exposure-panel{padding:14px}.mcic-visual-premium{padding:17px}}
@media(prefers-reduced-motion:reduce){.capability-panel,.exposure-panel{transition:none!important}}

/* Step 6F: homepage below-hero composition only */
.exposure-feature-section{background:#f8fbfe}.exposure-feature-layout{display:grid;grid-template-columns:minmax(290px,.85fr) minmax(0,1.15fr);gap:24px;align-items:stretch;margin:22px 0 18px}.exposure-feature-art{min-height:330px;background:radial-gradient(circle at 70% 20%,#286d89,#123650 58%,#0e2b46);border-radius:19px;padding:24px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 18px 38px #123b5920;overflow:hidden}.exposure-feature-label,.scope-art-kicker{font-size:11px;font-weight:800;letter-spacing:.13em;color:#a3e5fb}.exposure-feature-art img{display:block;width:100%;max-height:280px;object-fit:contain;filter:drop-shadow(0 15px 22px #001b2c50)}.exposure-insight-stack{display:grid;gap:11px}.exposure-insight{display:grid;align-content:center;background:#fff;border:1px solid #d4e6ef;border-left:4px solid #2b91b6;border-radius:12px;padding:16px 20px;box-shadow:0 7px 18px #133e5b0a}.exposure-insight h3{margin:0 0 6px;font-size:19px}.exposure-insight p{margin:0;line-height:1.48}.scope-feature-section{padding-top:43px;padding-bottom:44px}.scope-feature-layout{grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:34px;align-items:center}.scope-feature-art{padding:20px;background:linear-gradient(145deg,#0e2d49,#1b5674);border:1px solid #3b7d9e;box-shadow:0 20px 38px #123c5829}.scope-feature-art img{width:100%;max-height:330px;object-fit:contain;margin-top:13px;border-radius:10px}.scope-feature-section .scope-premium-copy{max-width:740px}.mcic-layout{align-items:center;gap:30px}@media(max-width:900px){.exposure-feature-layout,.scope-feature-layout{grid-template-columns:1fr}.exposure-feature-art{min-height:240px}.exposure-feature-art img{max-height:230px}.scope-feature-art{max-width:600px}}@media(max-width:600px){.exposure-feature-layout{gap:13px}.exposure-feature-art{padding:18px;min-height:205px}.exposure-insight{padding:14px 16px}.scope-feature-section{padding-top:28px;padding-bottom:30px}.scope-feature-art{padding:14px}}

/* Step 7A: Why It Matters visual successor. Scoped, homepage styles unchanged. */
.why-hero-layout{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(280px,.7fr);gap:38px;align-items:center}
.why-hero-visual{background:linear-gradient(140deg,#10324f,#205b79);border:1px solid #3b799a;border-radius:20px;padding:20px;box-shadow:0 20px 36px #061b2c30}
.why-hero-visual img{display:block;width:100%;max-height:250px;object-fit:contain}
.why-risk-card{overflow:hidden}.why-risk-art{height:132px;display:flex;align-items:center;justify-content:center;background:linear-gradient(130deg,#e7f5fc,#d4eaf5);border-radius:12px;margin-bottom:18px}.why-risk-art img{height:120px;max-width:90%;object-fit:contain}
.why-evidence-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);gap:40px;align-items:center}.why-evidence-visual{background:linear-gradient(135deg,#10324f,#1b5473);padding:26px;border-radius:18px;box-shadow:0 18px 32px #10324f25}.why-evidence-visual img{width:100%;max-height:320px;object-fit:contain}
.why-closing-section{background:#f8fbfe}.why-closing-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.why-closing-panel{background:#fff;border:1px solid #d2e6ef;border-top:4px solid #2a94b6;border-radius:14px;padding:25px;box-shadow:0 10px 22px #0b2e4a0a}.why-closing-panel h2{font-size:clamp(22px,2vw,30px);margin-top:0}
@media(max-width:850px){.why-hero-layout,.why-evidence-layout,.why-closing-grid{grid-template-columns:1fr}.why-hero-visual{max-width:540px}.why-evidence-visual{max-width:600px}}
@media(max-width:600px){.why-hero-layout{gap:18px}.why-risk-art{height:112px}.why-risk-art img{height:100px}.why-closing-panel{padding:18px}}

/* Step 7A refinement: distinct financial illustration and closing panels only. */
.why-closing-panel-refined{position:relative;overflow:hidden;border-top:4px solid #278bb0;box-shadow:0 10px 28px rgba(11,54,83,.09);padding-top:20px}
.why-closing-panel-refined:nth-child(2){border-top-color:#1b7189}
.why-closing-symbol{float:right;width:94px;height:67px;margin:0 0 10px 18px;border-radius:11px;background:#eaf7fb;overflow:hidden}
.why-closing-symbol img{width:100%;height:100%;object-fit:cover;display:block}
.why-closing-panel-refined h2{margin-top:0}
@media(max-width:600px){.why-closing-symbol{width:75px;height:54px;margin-left:10px}.why-closing-panel-refined{padding-top:16px}}

/* Step 7B Mandatory Obligations visual treatment — scoped to this page. */
.ob-hero{padding:30px 0;background:linear-gradient(115deg,#102b45,#194e6d)}
.ob-hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(310px,.88fr);gap:30px;align-items:center}
.ob-hero h1{font-size:clamp(28px,3vw,40px);line-height:1.13;max-width:760px}
.ob-hero p{max-width:680px}
.ob-hero-art img{display:block;width:100%;height:auto;max-height:315px;object-fit:contain;filter:drop-shadow(0 12px 24px #061b3045)}
.ob-intro{background:#fff}
.ob-capabilities{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px;margin-top:20px}
.ob-capability{background:#fff;border:1px solid #cfe2ec;border-top:4px solid #2b91b8;border-radius:12px;padding:14px 17px 20px;box-shadow:0 10px 25px #153e5710;position:relative}
.ob-capability img{display:block;width:100%;height:132px;object-fit:contain;background:#e7f5fb;border-radius:8px;margin-bottom:13px}
.ob-capability-num{position:absolute;right:22px;top:159px;color:#3c86a9;font-weight:800;letter-spacing:.15em;font-size:12px}
.ob-capability h3{font-size:18px;line-height:1.25;margin:8px 0 9px;padding-right:32px}
.ob-capability p{font-size:15px;line-height:1.5;margin:0}
.ob-governance{background:#eaf2f7}
.ob-governance-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.95fr);gap:30px;align-items:center}
.ob-governance-art img{display:block;width:100%;height:auto;max-height:350px;object-fit:contain;filter:drop-shadow(0 14px 18px #163d5a25)}
.ob-governance-copy p{max-width:650px}
.ob-closure{background:#f9fbfd}
.ob-closure-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}
.ob-closure-left,.ob-closure-right{background:#fff;border:1px solid #cde0eb;border-top:4px solid #2c91b8;border-radius:12px;padding:22px 24px;box-shadow:0 8px 22px #163f5b0c}
.ob-closure-right{border-top-color:#17637e}
.ob-closure-right img{width:100%;max-height:145px;object-fit:contain;border-radius:9px;margin-bottom:14px;background:#e7f5fb}
.ob-closure-grid h2{font-size:clamp(22px,2.2vw,27px);margin:0 0 12px}
.ob-closure-grid .scan-list{padding-left:20px}
@media(max-width:900px){.ob-hero-grid,.ob-governance-grid{grid-template-columns:1fr}.ob-hero-art{max-width:520px}.ob-closure-grid{grid-template-columns:1fr}}
@media(max-width:700px){.ob-capabilities{grid-template-columns:1fr}.ob-capability img{height:160px}.ob-capability-num{top:188px}.ob-hero{padding:25px 0}.ob-hero-grid{gap:18px}.ob-hero-art img{max-height:245px}.ob-governance-grid{gap:15px}.ob-closure-left,.ob-closure-right{padding:18px}}

/* Step 7C Assessment Services: scoped to services page; no changes to frozen pages. */
.svc-hero-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(290px,.75fr);gap:38px;align-items:center}
.svc-hero-art{padding:18px;border-radius:18px;border:1px solid #397d9d;background:linear-gradient(145deg,#10304d,#1c5574);box-shadow:0 15px 35px #071f3230}
.svc-hero-art img{width:100%;height:auto;display:block;border-radius:12px}
.svc-deliverable-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:20px 0 26px}
.svc-deliverable{border:1px solid #cfe3ee;border-radius:14px;background:#fff;overflow:hidden;padding:14px 16px 20px;box-shadow:0 8px 24px #0b385310}
.svc-deliverable-art{height:134px;background:#e7f5fc;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:15px}
.svc-deliverable-art img{max-width:100%;max-height:132px;object-fit:contain}
.svc-deliverable h3{margin:0 0 10px}
.svc-limitations{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(280px,.7fr);gap:32px;align-items:center;background:#edf6fa;border-left:4px solid #2489ac;border-radius:13px;padding:26px;margin-top:18px}
.svc-limitations h2{margin-top:0}.svc-limitations-art{border-radius:14px;background:linear-gradient(145deg,#10314e,#1a5575);padding:16px;box-shadow:0 14px 26px #0a385021}
.svc-limitations-art img{width:100%;display:block;border-radius:9px}
.svc-purchase-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);gap:28px;align-items:start}
.svc-purchase-guardrail{border-radius:15px;border:1px solid #cde1eb;background:#fff;padding:20px;box-shadow:0 12px 26px #0b385310}
.svc-purchase-guardrail img{width:100%;max-height:200px;object-fit:contain;background:#eaf7fc;border-radius:11px;margin-bottom:14px}
.svc-purchase-guardrail h2{margin-top:0}
@media(max-width:850px){.svc-hero-layout,.svc-limitations,.svc-purchase-layout{grid-template-columns:1fr}.svc-deliverable-grid{grid-template-columns:1fr}.svc-hero-art,.svc-limitations-art{max-width:550px}.svc-deliverable-art{height:150px}}
@media(max-width:600px){.svc-hero-layout{gap:18px}.svc-limitations{padding:17px;gap:16px}.svc-purchase-guardrail{padding:15px}}

/* Step 7D How It Works — page-scoped additions only. */
.hw-hero{padding:30px 0;background:linear-gradient(120deg,#102b45,#1a4e6d)}
.hw-hero-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:32px;align-items:center}
.hw-hero h1{font-size:clamp(28px,3vw,42px);line-height:1.12}
.hw-hero-art{background:#143d59;border:1px solid #3c819f;border-radius:17px;padding:16px;box-shadow:0 16px 30px #071f3230}
.hw-hero-art img{display:block;width:100%;border-radius:10px}
.hw-intro{background:#fff}.hw-intro-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:36px;align-items:center}
.hw-intro-art{padding:18px;border-radius:16px;background:#e9f5fa}.hw-intro-art img{width:100%;max-height:300px;object-fit:contain}
.hw-journey-section{background:#eaf3f8}.hw-journey-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}
.hw-journey-step{background:#fff;border:1px solid #c8e1ed;border-top:4px solid #2b91b8;border-radius:13px;padding:20px;box-shadow:0 10px 24px #123e5910;line-height:1.5}
.hw-journey-step strong{display:block;font-size:18px;margin:6px 0 9px;color:#0d304b}
.hw-step-number{font-size:12px;letter-spacing:.16em;color:#2584a8;font-weight:800}
.hw-technical{background:#f7fbfd}.hw-technical-layout{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(310px,.95fr);gap:30px;align-items:center}
.hw-technical-art{background:#0d304c;border-radius:17px;overflow:hidden;box-shadow:0 18px 30px #0c354f25}.hw-technical-art img{width:100%;display:block}
.hw-closure{background:#eaf3f8}.hw-closure-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.hw-closure-card{border:1px solid #c9e2ee;border-top:4px solid #2b91b8;background:white;border-radius:13px;padding:23px;box-shadow:0 9px 22px #123e5910}
.hw-closure-card:nth-child(2){border-top-color:#176d89}.hw-closure-card h2{margin:0 0 12px;font-size:clamp(21px,2vw,28px)}
.hw-resource{background:#fff}
@media(max-width:900px){.hw-hero-layout,.hw-intro-layout,.hw-technical-layout{grid-template-columns:1fr}.hw-hero-art,.hw-intro-art,.hw-technical-art{max-width:600px}.hw-journey-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){.hw-journey-steps,.hw-closure-grid{grid-template-columns:1fr}.hw-hero{padding:24px 0}.hw-hero-layout{gap:17px}.hw-journey-step{padding:17px}.hw-closure-card{padding:18px}}

/* Step 7D Revision 2 — editorial process timeline, replacing boxed cards */
.hw-journey-section{background:#eaf3f8;padding-top:48px;padding-bottom:52px}
.hw-timeline-intro{max-width:750px;margin:9px 0 0;color:#365a70}
.hw-journey-timeline{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:20px;position:relative;margin-top:30px}
.hw-journey-timeline:before{content:"";position:absolute;top:34px;left:8%;right:8%;height:3px;background:linear-gradient(90deg,#56bbd9,#12627f);z-index:0}
.hw-timeline-milestone{position:relative;z-index:1;min-width:0;line-height:1.5}
.hw-milestone-marker{width:70px;height:70px;display:grid;place-items:center;background:#123d59;color:#a8e7f9;border:5px solid #eaf3f8;border-radius:50%;box-shadow:0 8px 18px #133e5b22;margin:0 0 14px}
.hw-milestone-marker svg{width:31px;height:31px}
.hw-milestone-number{font-size:12px;letter-spacing:.14em;color:#147b9d;font-weight:800;display:block;margin-bottom:6px}
.hw-timeline-milestone strong{display:block;font-size:clamp(16px,1.5vw,20px);line-height:1.22;color:#0d304b;margin-bottom:8px}
.hw-timeline-milestone p{font-size:clamp(13px,1.05vw,15px);margin:0;color:#31546a}
.hw-closure{background:#f3f9fc;padding-top:45px;padding-bottom:48px}
.hw-closure-editorial{display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:1px solid #b7d5e5;border-bottom:1px solid #b7d5e5}
.hw-closure-feature{position:relative;padding:29px 48px 28px 0;background:transparent;border:0;box-shadow:none;min-width:0}
.hw-closure-feature+ .hw-closure-feature{border-left:1px solid #b7d5e5;padding-left:45px;padding-right:0}
.hw-closure-eyebrow{font-size:11px;letter-spacing:.14em;font-weight:800;color:#137b9e;margin-bottom:14px}
.hw-closure-mark{float:right;color:#237f9e;font-size:42px;line-height:1;margin-left:12px;font-weight:300}
.hw-closure-feature h2{font-size:clamp(22px,2.1vw,29px);margin:0 0 12px;line-height:1.18}
.hw-closure-feature p{margin:0;max-width:520px;line-height:1.65}
@media(max-width:950px){.hw-journey-timeline{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:28px}.hw-journey-timeline:before{display:none}.hw-milestone-marker{width:62px;height:62px}.hw-closure-feature{padding-right:24px}.hw-closure-feature+ .hw-closure-feature{padding-left:24px}}
@media(max-width:650px){.hw-journey-timeline{grid-template-columns:1fr;gap:22px;margin-left:12px}.hw-timeline-milestone{display:grid;grid-template-columns:66px 1fr;column-gap:14px;align-items:start}.hw-milestone-marker{grid-row:1 / span 3;width:58px;height:58px;margin:0}.hw-milestone-marker svg{width:25px;height:25px}.hw-milestone-number{grid-column:2}.hw-timeline-milestone strong,.hw-timeline-milestone p{grid-column:2}.hw-closure-editorial{grid-template-columns:1fr}.hw-closure-feature,.hw-closure-feature+ .hw-closure-feature{padding:22px 0;border-left:0}.hw-closure-feature+ .hw-closure-feature{border-top:1px solid #b7d5e5}}

/* Step 7E About — scoped visual upgrade. Existing frozen page styles unchanged. */
.ab-hero{background:linear-gradient(115deg,#102b45,#194e6d);padding:34px 0}
.ab-hero-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(290px,.8fr);gap:32px;align-items:center}
.ab-hero h1{font-size:clamp(28px,3vw,42px);line-height:1.13}
.ab-hero-art{border:1px solid #4387a3;background:#113550;border-radius:18px;padding:14px;box-shadow:0 16px 30px #071f3230}
.ab-hero-art img{width:100%;display:block;border-radius:10px}
.ab-kicker{font-size:12px;letter-spacing:.16em;color:#1680a4;font-weight:800;margin-bottom:12px}
.ab-purpose-layout,.ab-architecture-layout{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(290px,.88fr);gap:36px;align-items:center}
.ab-purpose-art{background:#e9f5fa;border-radius:16px;padding:15px}
.ab-purpose-art img,.ab-architecture-art img{width:100%;display:block;border-radius:10px}
.ab-purpose-highlight{margin-top:18px;padding:15px 18px;border-left:4px solid #2d9bbd;background:#eaf6fa;font-weight:700;color:#164d68}
.ab-architecture{background:#eaf3f8}.ab-architecture-layout{grid-template-columns:minmax(290px,.92fr) minmax(0,1.08fr)}
.ab-architecture-art{border-radius:16px;background:#10344e;padding:12px;box-shadow:0 16px 28px #10334c25}
.ab-independence{background:#fff}.ab-independence-heading{max-width:850px}
.ab-independence-strip{display:grid;grid-template-columns:220px minmax(0,1fr);align-items:center;gap:28px;margin:23px 0;padding:20px 24px;background:#f0f8fb;border-left:4px solid #278cb0;border-radius:10px}
.ab-independence-symbol img{width:100%;display:block}.ab-independence-strip h3{margin-top:0}
.ab-notice{max-width:100%;margin-top:20px}
.ab-mission{background:#eaf3f8}.ab-mission-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:45px;align-items:center}
.ab-mission-points{border-top:1px solid #b6d7e5}
.ab-mission-points>div{display:grid;grid-template-columns:55px 1fr;gap:14px;padding:16px 0;border-bottom:1px solid #b6d7e5;align-items:center}
.ab-mission-points span{font-size:21px;color:#1d85a8;font-weight:800}.ab-mission-points p{margin:0;font-weight:600}
@media(max-width:850px){.ab-hero-layout,.ab-purpose-layout,.ab-architecture-layout,.ab-mission-layout{grid-template-columns:1fr}.ab-hero-art,.ab-purpose-art,.ab-architecture-art{max-width:570px}.ab-independence-strip{grid-template-columns:160px 1fr}}
@media(max-width:600px){.ab-hero{padding:24px 0}.ab-hero-layout{gap:18px}.ab-independence-strip{grid-template-columns:1fr;padding:16px}.ab-independence-symbol{max-width:220px}.ab-mission-layout{gap:22px}}

/* Step 7F — FAQ & Resources only */
.faq-hero{padding:34px 0}.faq-hero-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(270px,.75fr);gap:36px;align-items:center}.faq-hero-art{padding:12px;background:#10334e;border:1px solid #327c9e;border-radius:16px;box-shadow:0 14px 30px #072b442b}.faq-hero-art img{width:100%;display:block;border-radius:10px}.faq-questions-section{background:#fff}.faq-intro{margin-bottom:20px}.faq-questions-layout{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(245px,.65fr);gap:25px;align-items:start}.faq-accordion{min-width:0}.faq-accordion details{margin-bottom:9px;border-radius:10px;border:1px solid #c9dfeb;background:#f9fcfe;padding:13px 17px}.faq-accordion summary{cursor:pointer;font-weight:750;color:#103450;line-height:1.35}.faq-accordion details[open]{border-left:4px solid #279ac1;background:#f1f9fc}.faq-accordion details p{line-height:1.55;margin:12px 0 3px}.faq-side-note{position:sticky;top:18px;background:#103b56;color:#f4fbff;border-radius:16px;padding:20px;box-shadow:0 15px 28px #0a334c25}.faq-side-note img{width:100%;border-radius:10px;display:block}.faq-side-note h3{color:#fff;margin:17px 0 9px}.faq-side-note p{color:#e3f3f9}.faq-side-note a{color:#9ce8ff;font-weight:700}.faq-mcic-section{background:#eaf4f9}.faq-mcic-intro{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(270px,.8fr);gap:30px;align-items:center;margin-bottom:24px}.faq-mcic-visual{padding:14px;background:#103a54;border-radius:15px;box-shadow:0 12px 26px #0d344c25}.faq-mcic-visual img{display:block;width:100%;border-radius:10px}.faq-mcic-section .table-scroll{border-radius:12px;border:1px solid #bedae7;box-shadow:0 8px 20px #143e5612}.faq-next-section{background:#fff}.faq-next-layout{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(250px,.65fr);gap:35px;align-items:center}.faq-next-visual{background:#eaf6fa;border-radius:15px;padding:15px}.faq-next-visual img{width:100%;display:block;border-radius:9px}
@media(max-width:900px){.faq-hero-layout,.faq-questions-layout,.faq-mcic-intro,.faq-next-layout{grid-template-columns:1fr}.faq-hero-art,.faq-mcic-visual,.faq-next-visual{max-width:570px}.faq-side-note{position:static;max-width:570px}}
@media(max-width:600px){.faq-hero{padding:25px 0}.faq-questions-layout{gap:15px}.faq-accordion details{padding:12px}.faq-mcic-intro{gap:15px}}

/* Step 7G — Contact: scoped, frozen-page-safe styling */
.contact7g-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);gap:34px;align-items:center}
.contact7g-hero-copy h1{font-size:clamp(28px,3.15vw,39px);line-height:1.14}
.contact7g-hero-art img{width:100%;height:auto;display:block;max-height:270px}
.contact7g-columns{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(285px,.7fr);gap:35px;align-items:start}
.contact7g-main{background:#fff}.contact7g-main h2{margin-bottom:14px}.contact7g-main .form{max-width:none;border:1px solid #cde3ee;box-shadow:0 12px 32px #123b5712;padding:24px}
.contact7g-main .inquiry-help{border:0;border-left:4px solid #2589b0;background:#eef7fb}
.contact7g-direct{font-size:14px;margin:0 0 14px!important}
.contact7g-aside{background:linear-gradient(155deg,#113a57,#174c69);border-radius:16px;color:#fff;padding:21px;box-shadow:0 16px 32px #113b5829}
.contact7g-side-art{background:#eaf7fb;border-radius:10px;overflow:hidden;margin-bottom:18px}.contact7g-side-art img{display:block;width:100%;height:auto}
.contact7g-aside h2{color:#fff;font-size:clamp(21px,2.3vw,27px);margin:6px 0 12px}.contact7g-aside h3{font-size:18px;color:#fff;margin:12px 0}
.contact7g-aside p{color:#e0eff7;font-size:14px;line-height:1.55}.contact7g-aside .contact7g-kicker{color:#8bd8f3;font-size:11px;font-weight:800;letter-spacing:.12em}
.contact7g-side-rule{height:1px;background:#6ba5bc66;margin:20px 0}
.contact7g-mini-steps{padding-left:23px;font-size:14px;line-height:1.65;color:#e6f5fc}.contact7g-mini-steps li{padding:3px 0}
.contact7g-aside .contact7g-side-note{border-left:3px solid #87d7f0;padding-left:12px;margin-top:18px}
.contact7g-boundary{background:#e8f3f8;border-top:1px solid #d2e5ee;border-bottom:1px solid #d2e5ee}.contact7g-boundary-grid{display:grid;grid-template-columns:minmax(200px,.6fr) minmax(0,1.4fr);gap:26px;align-items:center}
.contact7g-boundary h2{font-size:clamp(23px,2.4vw,29px);margin:0}.contact7g-boundary p{margin:0;font-size:15px}
.contact7g-main input:focus-visible,.contact7g-main select:focus-visible,.contact7g-main textarea:focus-visible{outline:3px solid #65b9dc;outline-offset:2px}
@media(max-width:850px){.contact7g-hero-grid,.contact7g-columns,.contact7g-boundary-grid{grid-template-columns:1fr}.contact7g-hero-art{max-width:520px}.contact7g-aside{max-width:650px}.contact7g-boundary-grid{gap:12px}}
@media(max-width:600px){.contact7g-main .form{padding:16px}.contact7g-hero-grid{gap:15px}.contact7g-aside{padding:16px}}